Housing, Education and Care

Our long-term commitment to developing social infrastructure is reflected in delivering market leading advice to providers of care, education and affordable housing.

75+

retained housing, education and care clients

£20bn+

debt raised or restructured over the last 3 years

ESG

pioneering access to and innovations in sustainable finance

retained housing, education and care clients

debt raised or restructured over the last 3 years

pioneering access to and innovations in sustainable finance

Sustainable solutions for social infrastructure

Housing, Education and Care is our most established area of practice. Over the years, we’ve become the UK and Ireland’s leading corporate finance advisor to the affordable housing sector. We are at the forefront of innovation, formulating bespoke strategies and offering practical solutions such as debt raising, refinancing and M&A.

Looking forward, we will continue to innovate and promote finance with purpose as we move towards a more sustainable future.

 

Talk to an expert

Affordable Housing:

Our reputation as the market leading advisor to housing associations and other organisations seeking to address the housing crisis reflects our passion and unwavering commitment to helping our clients deliver impact.

Care and Supported Housing:

We are closely involved in this area of social infrastructure, working to increase widespread access to high-quality care & support facilities.

Schools, Colleges and Universities:

We help educational institutions to access capital from the banking and institutional markets and manage financial risk to better invest in the future.

Student Accommodation:

We are attentive to the varied needs of the education sector, providing financial advice and structure for university housing projects.

Working closely with care homes and assisted living facilities

Centrus supports a range of organisations in the supported living, retirement and domiciliary care sectors. For example, in 2021 we arranged £1bn sustainability-linked funding for Anchor Hanover, England’s largest not-for-profit provider of retirement and residential care homes. We’re proud to have had such a pivotal role in helping tens of thousands of people in later life receive dignified specialist care.

Delivering efficiency for educational institutions

The education sector often faces challenges when accessing funding. Whether it involves treasury management, debt refinancing or raising capital in the banking or capital markets, Centrus helps clients manage risks and use their resources with the utmost efficiency.

our people

Meet our experts in Housing, Education and Care

Phil Jenkins

Managing Director and Centrus Financial Advisors Limited CEO
Phil is a founding partner of Centrus and draws upon more than 25 years of investment banking and...

Paul Stevens

Managing Director
Paul is a founder of Centrus with over 25 years of corporate banking experience gained with Lloyds...

John Tattersall

Managing Director
John is a highly skilled corporate finance professional drawing on over 15 years’ experience...

Lawrence Gill

Director
Lawrence is a financial modeller and advisor with experience across a wide variety of transactions...

Tom Miller

Assistant Director
Tom is an experienced Financial Modeller and Business Planning Analyst and is a member of the...

Akhil Shah

Assistant Director
Akhil is a financial modeller and advisor with experience in building bespoke models to support...

Clara Hurst

Senior Associate
Clara is a Chartered Accountant (ACA) with extensive experience in both financial advisory and...

Paula Valero Marti

Senior Associate
As Senior Associate, Paula works across a range of transactions in the Social Housing and...

Thomas Archer

Assistant Director
Tom joined the Centrus Housing Team in 2022, having previously worked in TradeRisks’ capital...

Aharon Donaghy

Assistant Director
Aharon is a corporate finance professional with 10 years of corporate banking experience across...

Luke McLarnon

Senior Analyst
Luke is a Senior Analyst in the London office currently working across the Residential sector.

Daniel Bae

Analyst
Daniel is an Analyst at Centrus, working in the Residential sector.

Lorenzo Bono

Analyst
Lorenzo is an Analyst at Centrus, currently working across a range of transactions in the...

Ashra Royal

Senior Analyst
Ashra is a Senior Analyst in the Centrus Residential team. Prior to joining Centrus, Ashra spent...
Latest Updates

Our credentials

Centrus arranges £60m of new funding for Bernicia

02.05.2023 “We are delighted to have worked with Centrus on the arrangement of two new RCF facilities. The facilities will ensure that Bernicia’s strong levels of liquidity are maintained, with the removal of restrictive covenants and improved corporate controls supporting the modernisation of our treasury portfolio”

Janette Longstaff Executive Director, Finance - Bernicia

Centrus advises LHP on £30m ESG-linked RCF

14.04.23 “We are delighted with our new relationship with Danske. The new facility as well as helping maintain our strong levels of liquidity, has helped facilitate the removal of restrictive covenants. This leaves LHP in a significantly stronger position to deliver our planned investment strategy and deliver better homes for our customers”.

Kathryn Price Executive Director of Finance - LHP

Centrus advises Circle VHA on its first social housing development project

12.04.23 “Centrus were a great partner for us in this landmark project. They brought both financing and risk management solutions to the table and worked tirelessly to get the deal over the line, as well as a collaborative solution orientated approach to this project which was not without its challenges.”

Colin Creedon Finance Director - Circle VHA

Centrus arranges £70m private placement for University of Derby

01.03.23 “Centrus, and Mills & Reeve, provided outstanding support through the process, contributing to the successful outcome achieved. We are delighted our new borrowing arrangements link to our inclusion and equality commitments, given these commitments to the University’s strategic agenda.”

Craig Jones Chief Financial and Commercial Officer - University of Derby

Centrus arranges £50m Sustainability Linked RCF for University of London

27.02.23 “Centrus’ support has been invaluable, driving the best terms possible for UoL, providing assurance throughout the process, guiding us in a challenging market environment and helping us achieve this great outcome”

Rita Akushie Pro Vice-Chancellor Finance & Operations - University of London

Centrus advises mhs on £180m bank funding and £90m in new capital markets

20.02.23 ” With ongoing assurance and advice, Centrus has has allowed us to manage the challenging market environment and achieve these great outcomes”.

Bruce Shelmerdine, Finance Director, mhs homes group

Centrus arranges £100m funding for Caredig

10.02.23 “Centrus has supported us every step of the way, providing invaluable and tailored advice and assurance, with a flexible and dynamic approach. This approach ensured we achieved the best outcomes possible in a very challenging environment”

Cerys Gregory Director of Finance - Caredig

Centrus advises Gentoo on £460m restructure of its treasury portfolio

01.02.23 “We are delighted to have completed this complex project in what has been a challenging financial environment. The benefits of increased liquidity, modernised security arrangements and revamped covenants and corporate freedoms combine to increase Gentoo’s ability to deliver its corporate strategy.”

Peter Lenehan Executive Director of Finance – Gentoo

Centrus arranges £150m bank refinancing & £100m private placement for Silva

30.01.23 “Centrus has provided high quality support in arranging these deals. Their understanding of the market, strategic guidance and project support, has been key in helping us achieve such a strong outcome and position us for the future.”

John Andrew Finance Director - Silva Homes

Centrus arranges additional £16m debt for St Arthur Homes to deliver affordable homes

07.12.22 “It was a pleasure working closely with the Centrus and CBRE teams to deliver this portfolio refinancing covering a portion of our stabilised Shared Ownership stock. The refinancing allows us to continue our growth story of delivering fantastic affordable new build homes to our customers.”

Costa Ghioules CFO - St Arthur Homes

Dragon School becomes the first UK Prep to raise private finance

19.11.22 “We are all delighted with the outcome which will enable the Dragon to invest in its strategic ambitions with confidence, and know that we couldn’t have got there without Centrus’ stewardship, advice and guidance along the way.”

Martin Johnson Chief Operating Officer – Dragon School

Aster Group implements titantreasury (TMS), delivered by Centrus.

18.11.22 “We have been delighted with the titantreasury system since implementing, having utilised the expertise of the team to manage the debt portfolio of the group.”

Paul Jeffries Director of Treasury - Aster Group

Centrus arranges £70m sustainability-linked private placement for Saxon Weald

08.11.22 “The new funding forms a core part of delivering our sustainability strategy and in continuing our objective of providing affordable homes.  I’m particularly pleased with how well the teams at LGIM Real Assets and Centrus, assisted by Devonshires, structured the new funding to fit our aim to enhance the delivery of sustainable homes for our customers.”

Michael Chinn Executive Director, Resources - Saxon Weald

Centrus arranges £19m loan facility for Cromwood to help house domestic abuse victims.

24.10.22 “This investment will enable us to provide much-needed specialist housing across London and extend our work in this area. It’s a real achievement to partner with a company of Rothschild & Co’s size and reputation to invest in social housing.”

Moses Hirschler Chief Executive - Cromwood

Centrus advises United Westminster & Grey Coat Foundation on £35m Private Placement

17.10.22 “Centrus assisted the Foundation with some complex financial modelling and advised us through the private placement process ensuring that we achieved a long term financing on attractive terms.”

Toby Mullins Chair of Trustees - The United Westminster & Grey Coat Foundation

Centrus advises North London Collegiate School on £17m debt private placement

17.10.22 “Many thanks to Centrus for all the help you have given us. We were very impressed by the team’s professionalism – it has been a great pleasure and very enjoyable working with you. Great result overall!”

Ian Callender Chief Operating Officer - NLCS

Centrus advises settle on £75m ESG-linked funding

07.10.22 “Centrus support and advice has been excellent throughout the process. Their expert market knowledge and project management has been instrumental in helping us achieve our funding objectives as well as being a leader in unsecured funding.”

Ebele Akojie Finance Director – settle

Centrus advises Curo on £100m private placement to deliver new affordable homes

21.09.22 “It is always a pleasure working with Curo and it was great to be able to deliver a suitable structure quickly and efficiently. This deferred funding will enable Curo to maintain its properties to a high standard and continue to grow with confidence.”

Lawrence Gill Director - Centrus

Centrus arranges £60m private placement for Irwell Valley

06.08.22 “With the rising cost of living, building more affordable housing and making existing homes more cost effective for our customers are key priorities for us. We are delighted to have secured this funding to help meet the growing needs of the communities we serve across Greater Manchester.”

Helen Nicholson, Executive Director of Finance and Governance – Irwell Valley Homes

Grand Union Housing Group implements titantreasury

06.08.22titantreasury has revolutionised the way we manage and control our treasury portfolio. It provides us an effective and efficient way to control and validate interest budgets and the reporting functionality enables us to not only take control of our performance reporting in the treasury area but also enable quicker and more informed decision making.​”

Chris Bellamy Director of Finance & Treasury - Grand Union Housing Group ​

Flagship Housing Group implements titantreasury

07.07.22 “The implementation of Titan went very smoothly and was a positive experience for the team. We were well supported throughout the process and ‘go live’ was reached with little drama.

We are looking forward to achieving the benefits of greater accuracy and improved reporting.”

Alex Fitzgerald Head of Treasury and Regulation – Flagship Group

Centrus advises Onward Homes on a new £90m unsecured RCF

08.04.22 “John and the Centrus team supported this process throughout: from strategy through to final documents and Onward greatly benefited from Centrus’ treasury expertise and thorough understanding of our business. Their market engagement was excellent, and I’m delighted with the outcome.”

Mike Gerrard Executive Director of Finance – Onward

Centrus advises Valleys to Coast on their first Sustainability Linked RCF

02.02.22 “Centrus were supportive throughout the process, providing valuable advice and assurance for our Board. We have now secured cost-effective long term funding to enable us to deliver our ambitious corporate plan objectives in the years to come.”

Claire Marshall Corporate Director of Finance, Governance, Strategy and Performance - Valleys to Coast

Centrus advises Broadacres on wholesale restructure and £50m funding

28.01.22 “Centrus’ advice and support has always been excellent, proactive and tailored specifically to Broadacres needs. Their detailed market knowledge and insights, financial analysis, project management and negotiating expertise has been key in supporting Broadacres to achieve our treasury objectives.”

David Smith Executive Director Resources – Broadacres
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